What is financial planning all about?
Our financial planning services are developed on the basis that successful people like you require time saving, sophisticated financial solutions to meet your financial lifestyle goals.
Our aim is to provide you with professional, competent and reliable financial planning advice, and to ensure that you will always fully understand:
- What strategies we are recommending and why;
- How these strategies will assist you in achieving your goals;
- How much our financial planning advice and the implementations of our recommendations will cost you; and
- Our ongoing service and value to you.
To develop these strategies and implement a financial plan for your future, we take you through a comprehensive review process. As your financial planner we believe the process of reviews allows us to assess all new opportunities or risks that need to be considered and the impact these changes could have on your financial plan.
What should I look for in a financial planner?
A financial planner works for you. His or her loyalty should be to the client not the product(s) they are recommending. The financial planner should be in a position to provide you with advice and recommend products that match your needs and long term investment objectives.
What is a comprehensive financial plan?
A comprehensive (or integrated) financial plan looks at the big picture to consider all relevant aspects of your life, including budgeting, investing, tax, retirement, estate planning and debt or risk management. A professional financial planner will take into account various aspects of your financial situation, identifying and analysing the interrelationships across sometimes conflicting objectives to help you meet your goals.
Do we offer financial health checks?
Yes. A financial health check is a great way to take control of your finances and put in place a clear path to financial security. At BG Private Wealth we can tailor advice on a range of strategies that can help you achieve your aspirations and long term financial goals.
Do I need a financial adviser?
Most of us have a clear vision of where we want to be in the future in terms of financial security but the majority of us don’t have a clearly defined strategy to achieve that vision. Financial planning is about developing those strategies to meet your goals and in addition, securing your family’s future should an unexpected event occur.
If you have a vision of where you would like to be but don’t know how to get there or how to protect your family should things not go to plan, then yes, you need the services of a financial planning professional.
What happens after you implement my financial strategy?
We strongly believe in the need to provide our clients with ongoing support and advice. This service not only ensures that our clients stay focused and do not deviate from their financial plan; it also allows us to continually advise on changes to their individual circumstances, the investment market and legislative changes that could impact on their financial plan.
Where do I start?
At BG Private Wealth we can tailor advice on a range of strategies that can help you achieve your aspirations and financial goals. If you would like to get your financial affairs in order start by using our online client tools to help you assess where you are at and prepare for your initial meeting. Click here to get started